What we do

We help to protect almost one out of two households and businesses from accident and misfortune by providing a wide range of insurance products. We provide insurance directly through our State, AMI, NAC, Swan and Lantern brands, and through our banking partners ASB, BNZ, Westpac and the Co-Operative Bank. We also provide insurance under the NZI and Lumley brands through a nationwide network of qualified, experienced and independent brokers.

Our brands

You’ll probably know us better by our brands.


We also underwrite the general insurance provided by some of New Zealand’s leading financial institutions.