Direct Insurance

State is New Zealand's market leader in general insurance, offering competitively priced, value for money personal and commercial products direct to the customer through efficient and friendly service.

Customers can access:


Prompt and friendly sales and claims service available 24 hours, seven days a week.

  • A comprehensive website state.co.nz, which provides details on all insurance products and general company information.
  • State Roadside Rescue – a 24 hour, seven days a week vehicle breakdown service. 

 As one of New Zealand’s leading fire and general insurers, AMI has a proud history of helping New Zealanders protect their most valued possessions since 1926.

We have a nationwide branch and agency network supported by New Zealand based Contact Centres. Whether speaking to customers face-to-face or over the phone, our experienced staff share a commitment to care, assist and deliver for our customers.

AMI has a genuine focus on communities. That means having local people committed to local causes, community partnerships and initiatives. It also means that when we can, we choose local businesses to support you and your family and settle your claim.

Customers can access:

  • A network of conveniently located branches.
  • A comprehensive website, ami.co.nz, which provides details on all insurance products and general company information.
Latest news.
  • DECEMBER 2018

    Motorists warned about harmful products in fuel tanks

    MORE >>
  • DECEMBER 2018

    IAG New Zealand shows industry leadership at insurance awards

    MORE >>
  • NOVEMBER 2018

    AMI wins gold in Reader’s Digest Quality Service awards

    MORE >>